Everything You Ever Wanted To Know About Auto Insurance

The topic of automobile insurance is important to most high school students because of their interest in owning and operating a car or truck. But many teenagers think vehicle insurance is esoteric and mysterious. This lesson provides some basic information about auto insurance to help the students make better choices when they buy these policies.

This lesson starts with a reading on basic vehicle coverages and an activity with a series of questions that can be used as either a game or an individual assignment. Another activity focuses on discounts that many companies give on automobile-insurance policies. This activity asks the students to speculate why companies provide such discounts. The next activity examines the relationship between accidents, age and gender and the structure of premium rates. The last activity focuses on comparison shopping. The students analyze coverages from several different companies — a skill that is generally worth time and effort because of variations in price.